IC Funded Review 2026

Facts checked against icfunded.com on 11 November 2026

Visit IC FundedBacked by IC2-step, 1-step, instantUp to $500KMT5 and cTrader

Ad Prop firm challenges are paid evaluations on simulated accounts, and most traders do not pass. We never tell you to trade.

IC Funded is the prop firm that says it is backed by IC. Its 2-Step Professional is a classic 10% then 5% challenge with 10% of room and no time limit, from $74 for $5K up to a $500K account. The catch is a strict weekend rule: every position must be closed before Friday's close.

Good fit if

You want a firm backed by a broker brand

Look elsewhere if Verdict →

You hold swing trades over the weekend

Tap a face for rolesOur methodology →

An FX Recap team effort, from Abir Khan to Ranjan N. Mondol

IC Funded review: programs, rules, costs and payouts, checked on icfunded.com on 11 November 2026.

IC Funded at a glance

Source: icfunded.com, checked 11 November 2026

Programs: 2-Step Professional, 1-Step Accelerated and Instant Funded
Account sizes: $5K to $500K (2-Step); $10K to $100K (1-Step); $5K to $100K (Instant)
Cheapest entry: $74 for a $5K 2-Step Professional
2-Step rules: 10% then 5% target · 5% daily · 10% fixed maximum loss
Profit split: 80% standard, up to 90% with an add-on (Instant: 80%)
Payouts: Every 14 days through Rise; fee refunded after the third payout
Platforms: MT5 and cTrader
Time limit: None
Company: IC Funded Evaluations Ltd (Saint Lucia); distributor in Cyprus

Can I join IC Funded from my country?

IC Funded publishes a list of 41 countries it does not accept. Pick yours to check.

Your country

Countries IC Funded does not accept

Afghanistan
Antigua and Barbuda
Australia
Belarus
Belgium
Belize
Burundi
Canada
Cape Verde
Central African Republic
Chad
Comoros
Cuba
Djibouti
DR Congo
Gambia
Guinea
Guinea-Bissau
Haiti
Iran
Iraq
Kiribati
Kyrgyzstan
Lebanon
Libya
Mali
Niger
North Korea
Russia
Saint Lucia
Saint Vincent and the Grenadines
Seychelles
Sierra Leone
Somalia
Sudan
Syria
United States
Uzbekistan
Venezuela
Yemen
Zimbabwe

IC Funded's FAQ lists these countries plus Crimea, Donetsk and Luhansk, and says the list may change with sanctions or payment-provider rules. Source: icfunded.com, checked 11 November 2026.

Being accepted by the firm does not make prop trading legal or tax-free where you live. Check your country's rules.

IC Funded rating: 3.4 out of 5

Our prop firm methodology →

IC Funded scores 67.9 out of 100 (Good) on the FX Recap prop firm method. Each parameter is scored 0 to 10 from the firm's published rules and terms, weighted, and the total divided by 20 gives the stars.

Company & track record20%8/10
Company registered 2024 · Company and registration number published · Base: Saint Lucia (distributor in Cyprus) · Backed by a regulated broker group
Rules & room to trade20%7/10
Widest maximum loss 10% · Every program has a daily limit · A program with no profit target · Static maximum loss on the main program
Payouts & profit split16%6/10
Best split 90% · First payout: After 14 calendar days and 5 profitable days · Methods: Rise · No scaling plan found
Cost of entry12%7/10
Cheapest $60 per $10K · Fee refunded on at least one program
Trading freedom15%5.5/10
EAs: with limits · News: with limits · Weekend: banned
Trader feedback10%n/a
Not enough verified trader reviews yet
Programs & platforms7%7/10
3 program types · 2 platforms · Up to $500K

Trader feedback counts once enough verified trader reviews are in; until then the other weights are rescaled. Facts we could not verify earn half points and are marked "not verified".

IC Funded pros and cons

What traders get

Backed by IC, as the firm states, with named companies and registration numbers
2-Step Professional: 10% maximum loss, fixed at the starting balance
No time limit on any programme
Fee refunded with your third payout
Accounts up to $500K, more than most firms on our list
MT5 and cTrader, with the rules for every size shown before you pay

What to watch

No weekend holding: every trade must close before Friday's close
Payouts only through Rise
First payout needs 5 profitable days of 0.5% or more, and 14 days
1-Step has tight limits (3% daily, 6% maximum) and a 45% consistency rule
News blackout at the funded stage (3 minutes, 10 on Instant)
Not available in the US, Canada or Australia

How IC Funded measures up

How to choose a prop firm →

The checklist explains the score: each line grades what IC Funded publishes. We have not traded these programs, so nothing here is a claim about live results.

BackingSays it is backed by IC; the site names both companies and their registration numbers.Strength
Room to lose10% fixed maximum and 5% daily on the 2-Step Professional.Strength
Time to passNo maximum time limit on any programme.Strength
Fee refundChallenge fee refunded after the third payout.Strength
Entry cost$74 for $5K, $689 for $100K on the 2-Step.Mixed
Profit split80% as standard; 90% needs a paid add-on.Mixed
Weekend holdingNot allowed: positions must be closed before Friday's close.Watch
Track recordIC Funded Evaluations Ltd was registered in Saint Lucia in 2024.Mixed

IC Funded programs and rules

3 programs. Pick one to see its rules and prices.

The main route: 10% then 5% with 10% of fixed room and no deadline.

Rule	Step 1	Step 2	Funded
Profit target	10%	5%	–
Daily drawdown	5% (end-of-day equity)	5%	5%
Maximum drawdown	10% fixed	10% fixed	10% fixed
Minimum days	3 active days	3 active days	5 profitable days before the first payout
Leverage (forex)	1:50	1:50	1:50
Profit split	–	–	80%, up to 90% with an add-on

$5K$74

$10K$125

$25K$249

$50K$449

$100K$689

$200K$1,275

$500K$2,999

List prices on 11 November 2026, before the Black Friday code BLACKIC45 (45% off).
No stop loss required; news allowed during the evaluation.

One 10% target, but only 6% of room and a 45% consistency rule in the evaluation.

Rule	Evaluation	Funded
Profit target	10%	–
Daily drawdown	3% (end-of-day equity)	3%
Maximum drawdown	6% fixed	6% fixed
Consistency rule	45%	Not applicable
Minimum days	3 active days	5 profitable days before the first payout
Leverage (forex)	1:30	1:30
Profit split	–	80%, up to 90% with an add-on

$10K$154

$25K$309

$50K$469

$100K$809

Funded from day one with no target, but 3% daily, a 5% trailing maximum and an 80% split.

Rule	Funded
Profit target	None
Daily drawdown	3% (previous end-of-day equity)
Maximum drawdown	5% (from the highest end-of-day equity)
Risk per trade idea	1.5% maximum
Consistency rule	20%
Leverage (forex)	1:30
Profit split	80%

$5K$109

$10K$164

$25K$339

$50K$519

$100K$879

The fee refund after the third payout is advertised for the challenges; check the Instant terms before counting on it.

How to get funded with IC Funded

The route through IC Funded's evaluation, using the 2-Step Professional rules. Every box is a stage you must clear before the next one opens.

1BuyFrom $74
2Step 110% target · 5% daily · 10% max loss
3Step 25% target · 5% daily · 10% max loss
4FundedUp to 90% split
5PaidAfter 14 calendar days and 5 profitable days

IC Funded rules in dollars: a $100K 2-Step Professional account

$10,000profit to reach the first target (10%)
$5,000the most you may lose in one day (5%)
$10,000total loss allowed before the account fails (10%)
5losing trades in a row at 1% risk ($1,000 each) before you hit the daily limit

An example to show the size of each limit, not advice and not a forecast. Risk sizing is explained in position sizing for a prop challenge.

What IC Funded costs per $10,000 of account

List fee divided by the starting balance, from IC Funded's own rules page on 11 November 2026 (before the 45% Black Friday code).

2-Step Professional $500K$60
2-Step Professional $200K$64
2-Step Professional $100K$69
1-Step Accelerated $100K$81
Instant Funded $100K$88
2-Step Professional $50K$90
1-Step Accelerated $50K$94
2-Step Professional $25K$100
Instant Funded $50K$104
1-Step Accelerated $25K$124
2-Step Professional $10K$125
Instant Funded $25K$136
2-Step Professional $5K$148
1-Step Accelerated $10K$154
Instant Funded $10K$164
Instant Funded $5K$218

How IC Funded compares with 18 other prop firms

All 19 firms →

Four numbers that decide most choices, set against every prop firm we review. IC Funded is the green bar. Firms that do not publish a figure are left out of that chart.

Cheapest fee per $10K

$60#14 of 15

lower is cheaper; best on the left

Widest maximum loss

10%#4 of 19

more room to lose; best on the left

Best profit split

90%#8 of 19

your share of profit; best on the left

Days to first payout

14 days#5 of 18

sooner is better; best on the left

IC Funded alternatives worth a look

PipcyCheaper at $48 per $10K and more room (12% maximum loss)

City Traders ImperiumCheaper at $45 per $10K and splits up to 100%

The5ersCheaper at $23 per $10K and splits up to 100%

How IC Funded pays you

Rhythm: 14-day cycles; weekly available as an add-on on 1-Step and 2-Step
First payout: After 5 profitable days (each at least 0.5% of the starting balance) and at least 14 calendar days
Second payout: After 3 profitable days and 14 days; from the third on, every 14 days
Split: 80% standard; 90% with an add-on on 1-Step and 2-Step; 80% on Instant
Method: Rise; minimum withdrawal 1% of the account balance
Refund: Challenge fee refunded after the third payout

Trading rules to know

Weekend: No weekend holding: all positions must be closed before the Friday market close ("Flatten Friday")
News: Allowed in evaluation; at the funded stage no trading 3 minutes either side of high-impact news (10 minutes on Instant)
Daily loss basis: End-of-day equity, so open losses count; resets at 00:00 server time
EAs: Third-party, commercial, rented or shared EAs are prohibited; your own automation must stay under your control
Copy trading: Prohibited, including signal sharing and coordinated trading between accounts
Inactivity: 30 days without genuine trading ends a funded account
Allocation: Several accounts allowed, up to $500,000 in total per trader

Rules explained: daily loss · maximum drawdown · news trading · scaling plans

IC Funded trading conditions

What you may and may not do on a IC Funded account, from its own rules pages. "Not stated" means the pages we could read do not say.

Expert advisors (EAs)With limitsYour own automation only; third-party, rented or shared EAs are prohibited Guide →

News tradingWith limitsAllowed in evaluation; funded accounts have a 3-minute window (10 minutes on Instant) around high-impact news Guide →

Weekend holdingNot allowedNot permitted: positions must be closed before Friday's market close

Time limitNo limitNo time limit on at least one program Guide →

Consistency ruleAvoidableAt least one program has no consistency rule Guide →

Fee refundYesRefunded on at least one program

Leverage (forex)1:50 (2-Step); 1:30 (1-Step, Instant)

Payout methodsRise

First payoutAfter 14 calendar days and 5 profitable days Guide →

Inactivity limitAccount closes after 30 days without a trade

PlatformsMT5, cTrader

Track recordCompany registered 2024, as the firm states

Operating baseSaint Lucia (distributor in Cyprus)

Is IC Funded legit? Who runs it and where it is open

Site owner and operator: IC Funded Evaluations Ltd, Saint Lucia, no. 2024-00388, Rodney Bay Village, Gros Islet
Distributor: IC Funded Tech Solutions Ltd, Cyprus, HE 464324, Limassol
Backing: Backed by IC, as IC Funded states on its site

Where it is not available

Afghanistan, Antigua and Barbuda, Australia, Belarus, Belize, Belgium, Burundi, Canada, Cape Verde, Central African Republic, Chad, Comoros, Crimea (with Donetsk and Luhansk), Cuba, DR Congo, Djibouti, Gambia, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Kiribati, Kyrgyzstan, Lebanon, Libya, Mali, Niger, North Korea, Russia, Saint Lucia, Saint Vincent and the Grenadines, Seychelles, Sierra Leone, Somalia, Sudan, Syria, the United States, Uzbekistan, Venezuela, Yemen and Zimbabwe. Check your country →

IC Funded is not a broker and holds no client deposits; every account, evaluation and funded, is a simulated demo account. Is a funded account real money? →

Our verdict on IC Funded

IC Funded's 2-Step Professional is a solid, plainly written challenge: 10% of fixed room, no deadline, a refund after the third payout and broker backing from IC. Swing traders should look elsewhere, because nothing may stay open over the weekend, and the 90% split costs extra. For intraday traders who close by Friday, it is one of the better-built options on our list.

Good fit if

You want a firm backed by a broker brand
You trade intraday and close before the weekend
You want a classic 2-step with 10% of room
You want room to grow to a $500K account

Look elsewhere if

You hold swing trades over the weekend
You live in the US, Canada or Australia
You need crypto payouts
You use a bought or shared EA

Visit IC FundedAd We earn a commission if you buy through this link. It never changes the facts above.

IC Funded FAQ

Is IC Funded legit?

IC Funded's site is owned and run by IC Funded Evaluations Ltd (Saint Lucia, 2024-00388), with IC Funded Tech Solutions Ltd in Cyprus (HE 464324) as distributor, and the firm says it is backed by IC. All trading is simulated.

What are the IC Funded 2-Step rules?

A 10% target in Step 1 and 5% in Step 2, a 5% daily drawdown and a 10% fixed maximum drawdown, with 3 active days per step and no time limit.

How much does IC Funded cost?

The 2-Step Professional runs from $74 for $5K to $2,999 for $500K; the 1-Step from $154 for $10K; Instant from $109 for $5K, before discounts.

Can you hold trades over the weekend with IC Funded?

No. All positions must be closed before the Friday market close.

How does IC Funded pay out?

Through Rise, every 14 days, after 5 profitable days and 14 days for the first payout. The minimum withdrawal is 1% of the balance.

Is there an IC Funded discount code?

On 11 November 2026 IC Funded showed BLACKIC45 for 45% off as its Black Friday code. Check that it is still live at checkout.

Does IC Funded allow EAs?

Partly. Your own automation only; third-party, rented or shared EAs are prohibited.

Can you trade news with IC Funded?

Partly. Allowed in evaluation; funded accounts have a 3-minute window (10 minutes on Instant) around high-impact news.

What is IC Funded's maximum drawdown?

The widest maximum loss on any IC Funded program is 10% of the starting balance. Each program's own limits are in the rules table above.

What leverage does IC Funded offer?

1:50 (2-Step); 1:30 (1-Step, Instant). Higher leverage lets a small move cost more of your loss limit, so it makes the daily rule easier to break.

When is the first IC Funded payout?

After 14 calendar days and 5 profitable days. IC Funded pays by rise.

Does IC Funded have a time limit?

No, at least one IC Funded program has no time limit, though inactivity rules can still close an account (30 days without a trade).

Guides to read before you buy a IC Funded challenge

One-Step vs Two-Step: Which Challenge to Pick

Trailing Drawdown, Explained With Numbers

The Prop Firm Consistency Rule, Explained

Expert Advisor and Automation Rules at Prop Firms

Instant Funding Prop Firms: The Trade-Offs

How Prop Firm Payouts Work: Splits, Schedules and the First Withdrawal

Prop trading terms used in this review

Daily loss limit: The most your account may fall in one trading day. Break it once and the account fails, even if you are in profit overall.
Maximum drawdown: The total loss allowed from the starting balance. Static means the floor never moves; trailing means it follows your highest balance up.
Trailing drawdown: A loss floor that rises as your account makes new highs, so profit you have not withdrawn can still be lost.
Consistency rule: A cap on how much of your total profit may come from one day or one trade, so a single lucky win cannot pass you.
Minimum trading days: The fewest days you must trade before a phase counts as passed, even if you hit the target sooner.
Profit split: Your share of the profit on the funded account. The firm keeps the rest.
News trading rule: Limits on opening or closing trades in the minutes around big economic releases, when prices jump.
Expert advisor (EA): A program that places trades for you on MetaTrader. Many prop firms limit or ban them.
Instant funding: Paying a higher fee to skip the challenge and trade a funded account from day one, usually with tighter limits.

How we checked this review

Jannatul Ferdaush checked every figure against IC Funded's own pages on 11 November 2026. We did not buy or trade a challenge for this review. The rating applies our prop firm methodology to those published facts.

icfunded.com · Programmes, payouts, refund, company footer, Black Friday code
icfunded.com/rules · Rules and prices for every programme and size
icfunded.com/faqs · Platforms, payout method, time limit, news, weekend, EAs, inactivity, restricted countries

IC Funded trader reviews

What traders say about IC Funded in their own words. These ratings are separate from FX Recap's own rating of 3.4, which comes from our review.

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