FXTM Refer a Friend: up to 50,000 Reward Points per friend

FXTM's Refer a Friend programme pays you in Reward Points as your friend trades. For every 2,000 Tier Points your friend trades, you receive 5,000 Reward Points, worth $10, up to 50,000 points, worth $100, once they reach 20,000 Tier Points. There is no limit on the number of friends, and your friend can earn up to 250,000 Reward Points, worth $500, as they trade and climb FXTM's tiers.

How the reward is released

Friend's Tier PointsYour Reward PointsCash value
2,0005,000$10
10,00025,000$50
20,00050,000 (the maximum)$100

Reward Points convert at 500 to $1 and can be redeemed as cash in your trading account. At FXTM's example rate of 200 Tier Points per lot on gold and USD instruments, 20,000 Tier Points means your friend trading about 100 lots, so the full $100 goes only to referrals of active traders.

How the reward is released. 2,000: 5,000: $10; 10,000: 25,000: $50; 20,000: 50,000 (the maximum): $100
How the reward is released: the figures from this section at a glance.

How to refer a friend

  1. Log in and go to Hub, Loyalty and Bonuses, then Refer a Friend.
  2. Copy your unique referral code and share it.
  3. Your friend opens an FXTM account with the code and starts trading.
  4. Reward Points are released to you as their Tier Points build up.

How it compares with other referral offers

BrokerRewardPaid as
FXTMUp to $100 per friendReward Points
XM$80 per friendCash
AvaTradeUp to $250 per friendCash
FP Markets$50 to $200 per friendCash

FXTM's reward is released bit by bit as your friend trades, so even a friend who trades lightly earns you something, $10 for every 2,000 Tier Points. Cash-based schemes usually pay nothing until the full condition is met.

A note on expiry

Because the reward arrives as Reward Points, FXTM's three-month expiry applies. If your friend trades slowly over several months, redeem your points as they arrive rather than waiting for the full 50,000.

Who should, and shouldn't, use it

The programme suits traders who already know someone choosing FXTM. Because the reward only builds as your friend trades heavy volume, it is not a reason to talk anyone into leveraged trading; most retail CFD accounts lose money, and the risk sits with your friend.

  • Check that your friend's country is served by FXTM's entity before they sign up.
  • Point them to our FXTM review so they know the costs.
  • Redeem your points within three months; Reward Points expire.
The programme is run by Exinity Limited, regulated by the Financial Services Commission of Mauritius (licence C113012295); full terms are on FXTM's Refer a Friend page. Related: FXTM Rewards and the best forex referral bonuses.

Key terms explained

  • Referral reward: a payment for introducing a new client, normally only once that client deposits and trades.
  • Tier: a level in a loyalty programme. Higher tiers usually earn more points for the same trading.
  • Trading volume: the value of the positions you trade, not the money in your account. A small account can build large volume with leverage.
  • Expiry: the date after which unused bonus or points are removed, whatever is happening in your account.

Who this offer suits

FXTM's referral suits traders whose friends are already active FXTM clients, because the reward grows with their trading. It suits less anyone referring light traders, who may release only a small part of the $100.

Mistakes to avoid

People sometimes expect the full $100 as soon as a friend signs up. FXTM releases points only as the friend trades, 5,000 for every 2,000 Tier Points. Letting released points expire after three months is another common slip. Referring friends in countries FXTM doesn't serve wastes everyone's time.

Before you claim: a quick checklist

  • Copy your code from Hub, Loyalty and Bonuses.
  • Check your friend's country is served.
  • Redeem points as they arrive.
  • Share our FXTM review so they know the costs.

Our verdict

FXTM's referral rewards active referrals fairly: you earn as your friend trades, so even a partial result pays something. The catch is that the full $100 needs heavy trading from your friend, and the reward arrives as Reward Points that expire after three months. For most people this is a pleasant bonus rather than a reason to recommend FXTM.

Frequently Asked Questions

How much does FXTM pay per referral?

Up to 50,000 Reward Points, worth $100, for each friend: 5,000 points for every 2,000 Tier Points they trade, up to 20,000 Tier Points.

Does my friend get anything?

Yes. FXTM says each referred friend can earn up to 250,000 Reward Points, worth $500, as they trade and climb the tiers.

Is there a limit on FXTM referrals?

No. FXTM says there is no limit on how many friends you can invite.

Where do I find my FXTM referral code?

In the FXTM app or web account under Hub, Loyalty and Bonuses, Refer a Friend.

When does FXTM pay referral points?

As your friend trades: you receive 5,000 Reward Points for every 2,000 Tier Points they earn, up to 50,000 points at 20,000 Tier Points.

Can I redeem referral points for cash?

Yes. Reward Points convert at 500 to $1 and can be redeemed as cash in your trading account.

Does my friend need a particular FXTM account?

They need an account that earns Tier Points in FXTM Rewards. Check FXTM's Refer a Friend terms for the account types that qualify.

Is FXTM's referral reward paid in cash?

In Reward Points, which you redeem as cash at 500 points to $1.

Can I refer someone who already has an FXTM account?

The programme is designed for new clients joining with your code. Check FXTM's Refer a Friend terms for the exact rules.

Do both of us get rewarded with FXTM referrals?

Yes. FXTM says the referred friend can earn up to 250,000 Reward Points, worth $500, as they trade and climb the tiers.

Is there a time limit on FXTM referral rewards?

Check FXTM's Refer a Friend terms for time limits; any points you receive expire three months after they are earned.

Can I refer friends to FXTM in the UK?

No. FXTM's Exinity Limited does not serve UK residents, among other countries, so friends there can't open accounts with it.

Does the friend's FXTM reward come from my referral?

Yes. FXTM says each referred friend can earn up to 250,000 Reward Points as they trade and climb the tiers.

Does FXTM limit how many friends I can refer?

No. FXTM says there is no limit, so you can earn up to 50,000 Reward Points for every friend who reaches 20,000 Tier Points.

How many Tier Points does a friend earn per lot?

It depends on the instrument. FXTM's examples are 200 Tier Points per lot for gold and USD instruments and 480 for Bitcoin, half credited on opening and half on closing.

Can I see my referrals' progress at FXTM?

Your released Reward Points show in the Rewards section of the app as your friends trade. Check FXTM's referral terms for any further tracking.

How we checked this page. Facts were checked on 6 October 2026 against FXTM's Refer a Friend page; FXTM's Rewards pages. Promotions change often and depend on where you live, so confirm the current terms in your client area before you deposit. Trading CFDs on margin carries a high risk of losing money.