The5ers Review 2026

Facts checked against the5ers.com on 11 November 2026

Visit The5ersSince 20161-step, 2-step, 3-step and futuresUp to $4M scalingMT5

Ad Prop firm challenges are paid evaluations on simulated accounts, and most traders do not pass. We never tell you to trade.

The5ers has run since 2016 and gives you three forex routes plus futures, all with no time limit. Entry is cheap, from $19, but the rules differ a lot between programs, so pick the program before you pick the account size.

Good fit if

You want time to pass, with no deadline

Look elsewhere if Verdict →

You live in the US or a forbidden territory

Tap a face for rolesOur methodology →

An FX Recap team effort, from Abir Khan to Ranjan N. Mondol

The5ers review: programs, rules, costs and payouts, checked on the5ers.com on 11 November 2026.

The5ers at a glance

Source: the5ers.com, checked 11 November 2026

Programs: Growth (1-step), High Stakes (2-step), Bootcamp (3-step), Futures (Day Trade and Swing)
Account sizes: $2.5K to $100K on High Stakes · $5K to $50K on Growth · $20K to $250K on Bootcamp
Cheapest entry: $19 for a $2.5K High Stakes challenge
Profit split: 80% to 100% on High Stakes · 75% in the Growth table · 50% then 75% on Bootcamp
Time limit: None on any forex program; accounts expire after 30 days with no trading
Payouts: First one 14 days after you are funded, then every 2 weeks, by crypto or Rise
Platform: MT5 (desktop, web and mobile); not for US residents
Leverage: 1:100 on High Stakes · 1:30 on Growth and Bootcamp
Company: Five Percent Online Ltd, UK and Israel

The5ers rating: 4.0 out of 5

Our prop firm methodology →

The5ers scores 79.6 out of 100 (Very Good) on the FX Recap prop firm method. Each parameter is scored 0 to 10 from the firm's published rules and terms, weighted, and the total divided by 20 gives the stars.

Company & track record20%8/10
Founded 2016 · Company and registration number published · Base: UK and Israel
Rules & room to trade20%7/10
Widest maximum loss 10% · Every program has a daily limit · Lowest first target 6% · Static maximum loss on the main program
Payouts & profit split16%9/10
Best split 100% · First payout: 14 days after you are funded · Methods: Crypto or Rise · Scaling plan published
Cost of entry12%8/10
Cheapest $23 per $10K · No fee refund stated
Trading freedom15%8/10
EAs: with limits · News: with limits · Weekend: allowed
Trader feedback10%n/a
Not enough verified trader reviews yet
Programs & platforms7%8/10
4 program types · 1 platform · Up to $4M

Trader feedback counts once enough verified trader reviews are in; until then the other weights are rescaled. Facts we could not verify earn half points and are marked "not verified".

The5ers pros and cons

What traders get

Running since 2016, one of the longest track records in retail prop trading
No time limit to pass any forex program
Low entry fees: $19 High Stakes, $22 Bootcamp first step
High Stakes split rises from 80% to 100% as the account scales
Payouts every 2 weeks, with the first one 14 days after funding
Both UK and Israeli company numbers are published in the terms

What to watch

Rules change a lot between programs, so it is easy to buy the wrong one
Growth and Bootcamp fees are not refunded
Bootcamp's first funded stage pays only 50%
MT5 only, and MetaQuotes platforms are barred for US residents
No trades 2 minutes either side of high-impact news on High Stakes
A long list of forbidden countries, including Israel itself

How The5ers measures up

How to choose a prop firm →

The checklist explains the score: each line grades what The5ers publishes. We have not traded these programs, so nothing here is a claim about live results.

Track recordFounded in 2016; company numbers in the UK (12553363) and Israel (515864007) are in the terms.Strength
Time to passNo time limit on Growth, High Stakes or Bootcamp. Only inactivity of 30 days ends an account.Strength
Entry costFrom $19 (High Stakes $2.5K) and $22 to start Bootcamp $20K, with $50 more only if you pass.Strength
Profit split80% to 100% on High Stakes; the Growth scaling table shows 75%; Bootcamp starts at 50%.Mixed
Room to lose10% maximum loss on High Stakes up to $25K, 8% above; 6% stop-out on Growth; 4–5% on Bootcamp.Mixed
Payout rhythmFirst payout 14 days after funding, then every 2 weeks. The cycle restarts each time you scale.Strength
Fee refundsHigh Stakes fee comes back after Step 2. Growth and Bootcamp fees are non-refundable.Mixed
PlatformsMT5 only. No cTrader, Match-Trader or TradeLocker, and MetaQuotes platforms are barred for US residents.Watch
Where it is openOver 30 forbidden territories, among them Israel, Russia, Iran, Iraq, Lebanon, Venezuela and Vanuatu.Watch

The5ers programs and rules

4 programs. Pick one to see its rules and prices.

One target, then your account doubles every time you hit 10%. The tightest loss limits of the three forex programs.

Rule	Evaluation	Funded (Pro)
Profit target	10%	10% to scale
Stop-out (maximum loss)	6%	6%
Daily loss	3%	3%
Time limit	None	None
Leverage	1:30	1:30
Profit split	–	75% in the scaling table, "up to 100%"

$5K$52

$10K$98

$20K$189

$50K$329

Scaling doubles the account on every 10% target, up to $4M.
You can hold at most $40,000 of Growth evaluations at once.
News trading is allowed, except bracket orders around news.
Markets: forex, metals, indices, crypto and stocks.
The fee is non-refundable.

The most popular route: two steps, more room to lose than Growth, and a split that climbs to 100%.

Rule	Step 1	Step 2	Funded (Pro)
Profit target	10%	5%	10% to scale
Maximum loss	10% (8% on $50K+)	10% (8% on $50K+)	10% (8% on $50K+)
Daily loss	5% (4% on $50K+)	5% (4% on $50K+)	5% (4% on $50K+)
Profitable days	3	3	3 to scale
Time limit	None	None	None
Leverage	1:100	1:100	1:100
Profit split	–	–	80%, rising to 100%

$2.5K$19

$5K$35

$10K$69

$25K$176

$50K$249payout cap $3,000

$100K$405payout cap $4,000

A profitable day means closed trades end the day at least 0.5% of the starting balance up.
No trades in the 2 minutes before or after high-impact news.
The fee is refunded after you pass Step 2.
Markets: forex, metals, indices, oil and crypto.

The cheapest way in: a small fee to start and the rest only if you pass. Three steps, and the first funded split is 50%.

Rule	Step 1	Step 2	Step 3	Funded (Pro)
Profit target	6%	6%	6%	5%
Maximum loss	5%	5%	5%	4%
Daily pause	–	–	–	3%
Time limit	None	None	None	None
Leverage	1:30	1:30	1:30	1:30
Profit split	–	–	–	50%, then 75%

$20K$22 + $50$50 only after passing

$100K$95 + $205$205 only after passing

$250K$225 + $350$350 only after passing

Each step trades a bigger balance: on the $20K plan, $5K, $10K, $15K, then $20K funded.
Scaling every 5% target; the split moves from 50% to 75% at the first scale.
Up to 4 Bootcamp accounts, each with a different strategy.
The fee is non-refundable.

A separate futures desk with an end-of-day loss limit and a 40% consistency rule per position.

Rule	Evaluation	Funded (Pro)
Account size	$25K or $50K	$25K or $50K
Target	6%	4% for a payout, 10% to scale
Maximum loss	4%, end of day	4%, end of day
Consistency	40% per position	40% per position
Contracts ($25K)	2 mini or 20 micro	2 mini or 20 micro

$25K Day Trade$59refunded on the 3rd payout

Day Trade positions must close at least 10 minutes before the market closes.
News trading is allowed.
Scaling every 10% target, up to $500K.

How to get funded with The5ers

The route through The5ers' evaluation, using the High Stakes rules. Every box is a stage you must clear before the next one opens.

1BuyPick a size
2Step 110% target · 5% daily · 10% max loss
3Step 25% target · 5% daily · 10% max loss
4FundedUp to 100% split
5Paid14 days after you are funded

The5ers rules in dollars: a $100K High Stakes account

$10,000profit to reach the first target (10%)
$5,000the most you may lose in one day (5%)
$10,000total loss allowed before the account fails (10%)
5losing trades in a row at 1% risk ($1,000 each) before you hit the daily limit

An example to show the size of each limit, not advice and not a forecast. Risk sizing is explained in position sizing for a prop challenge.

What The5ers costs per $10,000 of account

Fee divided by the starting balance, using the prices on each program page. Bootcamp counts both parts of the fee. A lower number is cheaper per dollar of account, not easier to pass.

Bootcamp $250K$23
Bootcamp $100K$30
Bootcamp $20K$36
High Stakes $100K$41
High Stakes $50K$50
Growth $50K$66
High Stakes $10K$69
High Stakes $5K$70
High Stakes $25K$70
High Stakes $2.5K$76
Growth $20K$95
Growth $10K$98
Growth $5K$104

How The5ers compares with 17 other prop firms

All 18 firms →

Four numbers that decide most choices, set against every prop firm we review. The5ers is the green bar. Firms that do not publish a figure are left out of that chart.

Cheapest fee per $10K

$23#1 of 14

lower is cheaper; best on the left

Widest maximum loss

10%#4 of 18

more room to lose; best on the left

Best profit split

100%#1 of 18

your share of profit; best on the left

Days to first payout

14 days#5 of 17

sooner is better; best on the left

The5ers alternatives worth a look

Audacity CapitalMore room (15% maximum loss)

Blueberry FundedMore room (12% maximum loss)

PipcyMore room (12% maximum loss)

How The5ers pays you

First payout: 14 days after you receive a funded (Pro) account
After that: Every 2 weeks; the 14-day cycle restarts each time the account scales
How you are paid: Crypto or Rise, requested from your dashboard
High Stakes extra: Payouts can be requested after 3 profitable days in a row, without waiting for the 10% target
Caps: High Stakes $50K: $3,000 cap and $300 minimum · $100K: $4,000 cap and $500 minimum

How the High Stakes split grows

Each 10% target lifts the account to the next balance and, at set points, the split:

80%Start to $150K
85%$175K
90%$250K
100% + $4,000 fixed$350K
100% + $10,000 fixed$500K

The fixed payout is marked with an asterisk on The5ers' table; read its terms before relying on it.

Trading rules to know

News: Allowed on all programs; High Stakes bars trades 2 minutes before and after high-impact news; Growth bars bracket orders around news
Weekend holding: Allowed; indices held over the weekend carry a high swap
Inactivity: Accounts with no activity for 30 days in a row expire
Account limits: Growth: $40,000 of evaluations at once · High Stakes: set numbers per size · Bootcamp: up to 4
Copying or trading for others: Not allowed: the terms ban trading on behalf of others

Rules explained: daily loss · maximum drawdown · news trading · scaling plans

The5ers trading conditions

What you may and may not do on a The5ers account, from its own rules pages. "Not stated" means the pages we could read do not say.

Expert advisors (EAs)With limitsAllowed, but EAs that scalp the rollover or third-party EAs shared by other traders are banned Guide →

News tradingWith limitsHigh Stakes bars trades 2 minutes either side of high-impact news Guide →

Weekend holdingAllowedAllowed; indices carry a high weekend swap

Time limitNo limitNo time limit on at least one program Guide →

Consistency ruleAvoidableAt least one program has no consistency rule Guide →

Fee refundNot statedNot stated on its pages

Leverage (forex)1:100 (High Stakes); 1:30 (Growth, Bootcamp)

Payout methodsCrypto or Rise

First payout14 days after you are funded Guide →

Inactivity limitAccount closes after 30 days without a trade

PlatformsMT5

Track recordFounded 2016, as the firm states

Operating baseUK and Israel

Is The5ers legit? Who runs it and where it is open

Operator: Five Percent Online Ltd
UK company: England and Wales no. 12553363, 168 Praed Street, London W2 1RH
Israeli company: No. 515864007, 2 Ha'tidhar Street, Raanana
Disputes: Courts of Tel Aviv
Founded: 2016

Not available in

Afghanistan, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Cuba, Congo Republic, Crimea, DR Congo, Eritrea, Guinea, Guinea-Bissau, Iraq, Iran, Israel, Laos, Lebanon, Liberia, Libya, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, South Sudan, Sudan, Somalia, Syria, Vanuatu, Venezuela and Yemen. MetaQuotes platforms (MT5) are barred for US residents.

The5ers is not a broker. Its terms say evaluation balances are simulated and "fictitious", and that reaching a funded account is not guaranteed. Is a funded account real money? →

Our verdict on The5ers

The5ers suits patient traders. No deadline, low entry fees and a split that climbs on High Stakes reward slow, steady growth more than a fast pass. The catch is the spread between its programs: Growth's 6% stop-out and 3% daily loss are tight, and Bootcamp pays 50% at first. For most forex traders High Stakes is the program to compare first.

Good fit if

You want time to pass, with no deadline
You want to start small, from $19
You trade forex or gold on MT5
You plan to scale one account over many months

Look elsewhere if

You live in the US or a forbidden territory
You need cTrader, Match-Trader or TradeLocker
You trade around high-impact news on High Stakes
You want a refund if you fail Growth or Bootcamp

Visit The5ersAd We earn a commission if you buy through this link. It never changes the facts above.

The5ers FAQ

Is The5ers legit?

The5ers has operated since 2016, and its terms name Five Percent Online Ltd with company numbers in England and Wales (12553363) and Israel (515864007). Like most prop firms it is not a broker: evaluation balances are simulated.

Which The5ers program is easiest to pass?

None is easy. High Stakes gives the most room, with a 10% maximum loss on accounts up to $25K. Growth has a 6% stop-out and 3% daily loss; Bootcamp has a 5% maximum loss per step.

How much does The5ers cost?

High Stakes runs from $19 for $2.5K to $405 for $100K. Growth costs $52 to $329. Bootcamp charges a small fee to start ($22 to $225) and the rest only after you pass.

How does The5ers pay out?

The first payout comes 14 days after you are funded and then every 2 weeks, by crypto or Rise.

Can US traders use The5ers?

The terms say platforms provided by MetaQuotes are prohibited for US residents, and the forex programs run on MT5.

Is there a time limit?

No. Growth, High Stakes and Bootcamp have no time limit, but an account expires after 30 days with no activity.

Can you trade news with The5ers?

Partly. High Stakes bars trades 2 minutes either side of high-impact news.

Can you hold trades over the weekend with The5ers?

Yes. Allowed; indices carry a high weekend swap.

What is The5ers' maximum drawdown?

The widest maximum loss on any The5ers program is 10% of the starting balance. Each program's own limits are in the rules table above.

What leverage does The5ers offer?

1:100 (High Stakes); 1:30 (Growth, Bootcamp). Higher leverage lets a small move cost more of your loss limit, so it makes the daily rule easier to break.

When is the first The5ers payout?

14 days after you are funded. The5ers pays by crypto or Rise.

Guides to read before you buy a The5ers challenge

One-Step vs Two-Step: Which Challenge to Pick

The Prop Firm Consistency Rule, Explained

Expert Advisor and Automation Rules at Prop Firms

How Prop Firm Payouts Work: Splits, Schedules and the First Withdrawal

Position Sizing for a Prop Challenge: The Exact Math

Payout Proof: How to Check a Prop Firm Actually Pays

Prop trading terms used in this review

Daily loss limit: The most your account may fall in one trading day. Break it once and the account fails, even if you are in profit overall.
Maximum drawdown: The total loss allowed from the starting balance. Static means the floor never moves; trailing means it follows your highest balance up.
Consistency rule: A cap on how much of your total profit may come from one day or one trade, so a single lucky win cannot pass you.
Minimum trading days: The fewest days you must trade before a phase counts as passed, even if you hit the target sooner.
Profit split: Your share of the profit on the funded account. The firm keeps the rest.
Scaling plan: Rules for growing your account size after steady profitable periods, usually with no new fee.
News trading rule: Limits on opening or closing trades in the minutes around big economic releases, when prices jump.
Expert advisor (EA): A program that places trades for you on MetaTrader. Many prop firms limit or ban them.

How we checked this review

Jannatul Ferdaush checked every figure against The5ers's own pages on 11 November 2026. We did not buy or trade a challenge for this review. The rating applies our prop firm methodology to those published facts.

the5ers.com/high-stakes · High Stakes rules, prices, scaling and payouts
the5ers.com/hyper-growth · Growth rules, prices and payouts
the5ers.com/bootcamp · Bootcamp rules, prices and payouts
the5ers.com/futures · Futures programs
the5ers.com/terms-and-conditions · Company, forbidden territories, US platform rule
the5ers.com/about-the5ers · Founding year

The5ers trader reviews

What traders say about The5ers in their own words. These ratings are separate from FX Recap's own rating of 4.0, which comes from our review.

0.0

No trader reviews yetBe the first to tell other traders what The5ers is really like.

Traded with The5ers?

About two minutes. We read every review before it is published.