How long AvaTrade deposits take, by method.

How long AvaTrade deposits take, by method.

AvaTrade's minimum deposit is 100 units of your account's base currency: $100 on a USD account, €100 on a EUR account, £100 on GBP (UK clients only) and AUD 100 on AUD (Australian clients only). The Help Center says the same minimum applies to credit card, wire transfer and e-wallet deposits. It also adds a recommendation many traders miss: to use the full range of products, it suggests starting with at least 1,000 to 2,000 in your base currency.

There's no separate higher minimum for different account types on its standard offer, though some products, such as DupliTrade copy trading, set their own entry amounts.

Minimum deposit100 in base currency
Base currenciesUSD, EUR; GBP (UK), AUD (Australia)
Recommended start1,000 to 2,000 (AvaTrade)
Card depositsInstant (first card up to 1 business day)
E-paymentsWithin 24 hours
Wire transferUp to 10 business days

Deposit methods

MethodAvailabilityTime to credit
Credit or debit cardAll clients (not Canada)Instant; first card up to 1 business day
Bank wireAll clientsUp to 10 business days
Skrill, Neteller, WebMoneyNot EU or Australian clientsWithin 24 hours
PayPalSome countriesShown on the deposit page

The deposit page shows only the methods available in your country. AvaTrade names Skrill, Boleto and Qiwi as alternatives where PayPal isn't offered. AvaTrade's fees page doesn't list a deposit charge, while its VIP page advertises zero deposit fees as a VIP perk, so check the deposit screen for your method. Your bank or payment provider may also charge its own fees.

How to deposit

  1. Log in to your AvaTrade account and open the Finance section, then Deposit.
  2. Choose your payment method.
  3. Select the trading account to fund from the drop-down list.
  4. Enter the amount, at least 100 in your base currency.
  5. Add the payment details and confirm; card payments may need a 3D Secure code from your bank.

Clients from European countries must verify their accounts before depositing. Elsewhere, you can deposit first, but your account must be verified within 14 days of the first deposit or it may be blocked.

Why the minimum is only a starting point

A $100 deposit opens the account, but it limits what you can do. On a major pair at 30:1, one standard lot needs over $3,000 of margin, so a $100 account can only trade micro lots, and a few losing trades can stop it out. AvaTrade's own suggestion of 1,000 to 2,000 reflects that.

DepositWhat it realistically allows
$100Micro lots (0.01) on major pairs; very small stops
$500Several micro positions with room for normal stops
$1,000 to $2,000AvaTrade's recommended range for the full product range

Base currency: choose carefully

An account's base currency can't be changed after it is created. If you want a different currency, you add a new account with that currency from your account area. Picking the currency you deposit in avoids conversion costs on every deposit and withdrawal. Our AvaTrade account types guide explains adding accounts.

Deposits by someone else

AvaTrade accepts third-party deposits, but it asks for additional documents, including a Power of Attorney form, to verify the payer. Withdrawals then have to return 100% of that deposit to the original method first. Paying from your own card or account is far simpler.

Wire transfer tips

  • Send AvaTrade a copy of the SWIFT confirmation or receipt so the transfer can be traced.
  • Use your AvaTrade account number as the payment reference.
  • Allow up to 10 business days, depending on your bank and country.
  • Check for intermediary bank fees, which are set by your bank, not AvaTrade.

Bonuses on deposits

AvaTrade sometimes runs welcome bonus promotions, subject to terms, and they aren't available in every jurisdiction. Where they apply, the bonus is credited once your account is funded, verified and you open your first trade, and trading volume conditions apply before withdrawal. See our AvaTrade bonus page for current offers.

Minimum deposit compared

BrokerMinimum to open
AvaTrade100 in base currency
Exness (Standard)No fixed minimum; the payment method's minimum applies
DupliTrade at AvaTrade$2,000 on MT4 or $500 on MT5

See how AvaTrade's costs compare in our Exness vs AvaTrade comparison.

Deposit checklist

  1. Pick a base currency that matches the money you deposit.
  2. Complete verification first if you are in the EU, or within 14 days elsewhere.
  3. Use a card or account in your own name.
  4. Keep the receipt or SWIFT copy for wire transfers.
  5. Check the funds and the account number before trading.

Deposits and the VIP programme

Larger deposits can move you into AvaTrade's VIP tiers. You qualify by meeting a yearly deposit or trading volume requirement, upgrades are processed automatically within 24 hours, and a tier stays active through the next calendar year. AvaTrade's VIP page lists zero deposit fees, tighter spreads, faster withdrawal processing and relationship managers among the benefits. Our AvaTrade account types guide covers the tiers.

Treat $100 as the price of entry, not a trading budget. Start on the demo, then deposit an amount where a normal stop loss is under 2% of your balance; for most people that means more than the minimum.
Abir KhanWriter, FX Recap
Illustrative case: Kwame, 29, Accra

Kwame deposited $100 by card into a USD account at AvaTrade and found the funds credited after a short security check on his first card payment. He traded 0.01 lots on EUR/USD for a month, then added $400 so his 20-pip stops stayed under 2% of his balance.

Frequently asked

What is the minimum deposit at AvaTrade?

100 in your account's base currency: $100, €100, £100 (UK) or AUD 100 (Australia), by card, wire or e-wallet.

How much does AvaTrade recommend depositing?

AvaTrade recommends a starting balance of at least 1,000 to 2,000 in your base currency to use its full range of products.

How long do AvaTrade deposits take?

Card deposits are instant (the first card deposit can take up to one business day), e-payments within 24 hours, and wire transfers up to 10 business days.

Does AvaTrade charge deposit fees?

Its fees page doesn't list a deposit charge, and its VIP page advertises zero deposit fees for VIP members. Check the deposit screen for your method; your bank may also charge.

Can I deposit with PayPal at AvaTrade?

In some countries. Where PayPal isn't available, AvaTrade lists other e-payments such as Skrill.

Can I change my AvaTrade account currency?

No. Open a new account in the currency you want from your account area.

Do I need to verify before depositing at AvaTrade?

European clients must verify first. Others can deposit, but must verify within 14 days of the first deposit or the account may be blocked.

What is the minimum deposit for AvaTrade copy trading?

DupliTrade requires $2,000 on MT4 or $500 on MT5, according to AvaTrade's DupliTrade page.

Do AvaTrade VIP clients get better conditions?

AvaTrade's VIP page lists tighter spreads, zero deposit fees, faster withdrawals and relationship managers, with tiers set by yearly deposits or trading volume.

Is the AvaTrade minimum the same in every currency?

Yes. It is 100 units of your base currency: $100, €100, £100 or AUD 100.

Can someone else fund my AvaTrade account?

AvaTrade accepts third-party deposits with extra documents, including a Power of Attorney form, and 100% of that deposit must be withdrawn to the same method first.