Funding Traders Review 2026

Facts checked against fundingtraders.com on 11 November 2026

Visit Funding TradersUS company (Miami)Instant, 1-step, three 2-stepsFrom $59MT5 and TradeLocker

Ad Prop firm challenges are paid evaluations on simulated accounts, and most traders do not pass. We never tell you to trade.

Funding Traders sells five products, from a $59 one-step to $400K instant accounts, run by a Miami-registered company. Its two-step plans give 10% of room and refundable fees; every plan caps risk per trade at 1% or 2%, and EAs need special permission.

Good fit if

You want a US-registered firm

Look elsewhere if Verdict →

You run EAs

Tap a face for rolesOur methodology →

An FX Recap team effort, from Abir Khan to Ranjan N. Mondol

Funding Traders review: programs, rules, costs and payouts, checked on fundingtraders.com on 11 November 2026.

Funding Traders at a glance

Source: fundingtraders.com, checked 11 November 2026

Programs: Instant, 1-Step, 2-Step Pro10, 2-Step Day and 2-Step Swing
Account sizes: $5K to $200K challenges; instant $10K to $400K
Cheapest entry: $59 for a $5K 1-Step (list price)
2-Step rules: 10% then 5% target · 5% daily · 10% maximum loss
Reward share: 80–100% (Pro10, Day), 70–90% (Swing), 90–100% (1-Step, Instant)
Payouts: 7 days (Instant), 14 days (1-Step), 14–21 days (2-Steps)
Risk per trade: 1% on Instant; 2% on funded challenge accounts
Platforms: MT5 and TradeLocker
Company: FT US Inc (Miami Beach, Florida) and Funding Traders Group Ltd

Funding Traders rating: 3.4 out of 5

Our prop firm methodology →

Funding Traders scores 68.9 out of 100 (Good) on the FX Recap prop firm method. Each parameter is scored 0 to 10 from the firm's published rules and terms, weighted, and the total divided by 20 gives the stars.

Company & track record20%6/10
Start year not verified (half points) · Company and registration number published · Base: United States
Rules & room to trade20%7/10
Widest maximum loss 10% · Every program has a daily limit · A program with no profit target · Static maximum loss on the main program
Payouts & profit split16%9/10
Best split 100% · First payout: 7 days (Instant) to 14–21 days (2-step) · Methods: Crypto (USDT, from $50) or Rise (from $200) · No scaling plan found
Cost of entry12%8/10
Cheapest $50 per $10K · Fee refunded on at least one program
Trading freedom15%4.8/10
EAs: banned · News: with limits · Weekend: with limits
Trader feedback10%n/a
Not enough verified trader reviews yet
Programs & platforms7%7/10
3 program types · 2 platforms · Up to $400K

Trader feedback counts once enough verified trader reviews are in; until then the other weights are rescaled. Facts we could not verify earn half points and are marked "not verified".

Funding Traders pros and cons

What traders get

Five products, including three 2-step styles
2-step plans with a 10% maximum loss and 5% daily
Refundable challenge fees
Instant accounts pay every 7 days, at 90–100%
A US-registered company with a Miami Beach address
Failed challenges can be reset to Phase 1 at 50% off

What to watch

Risk per trade capped at 1% (Instant) or 2% (funded)
EAs, scripts and robots need a risk-team exception
1-Step has a 50% consistency score
2-step payouts take 14 to 21 days
Instant has a 15% consistency score and only 6% of room
Relying mainly on news trading is not allowed

How Funding Traders measures up

How to choose a prop firm →

The checklist explains the score: each line grades what Funding Traders publishes. We have not traded these programs, so nothing here is a claim about live results.

CompanyFT US Inc, registered in Miami Beach, Florida, with Funding Traders Group Ltd named alongside.Strength
Room to lose2-step plans: 10% maximum loss and 5% daily.Strength
Entry costFrom $59 (1-Step $5K) and $79 (2-Step Day $5K) at list price, refundable.Strength
Reward share70–100% depending on the product; Swing is the lowest at 70–90%.Mixed
Risk per trade1% on Instant, 2% once funded on challenges.Watch
ConsistencyNone stated on 2-steps; 15% on Instant; 50% on 1-Step.Mixed
EAsNot allowed without a risk-team exception.Watch
Payout speed7 days on Instant; 14–21 days on 2-steps.Mixed

Funding Traders programs and rules

5 programs. Pick one to see its rules and prices.

The standard two-step: 10% then 5%, 10% maximum loss and up to 100% share.

Rule	Phase 1	Phase 2	Funded
Profit target	10%	5%	–
Daily loss	5%	5%	5%
Maximum loss	10%	10%	10%
Minimum trading days	4	4	–
Risk per trade	–	–	2%
Reward share	–	–	80–100%

$5K$90

$10K$150

$25K$290

$50K$430

$100K$750

$200K$1,250

List prices; 50% off was shown on 11 November 2026. Fees refundable.
Payouts every 14–21 days.

The same limits with no minimum days in the evaluation; four once funded.

Rule	Evaluation	Funded
Profit target	10% then 5%	–
Daily / maximum loss	5% / 10%	5% / 10%
Minimum trading days	None	4
Risk per trade	–	2%
Reward share	–	80–100%

$5K$79

$10K$129

$25K$259

$50K$379

$100K$669

$200K$1,099

Built for longer holds, at a higher fee and a lower 70–90% share.

Rule	Evaluation	Funded
Profit target	10% then 5%	–
Daily / maximum loss	5% / 10%	5% / 10%
Minimum trading days	4	2
Risk per trade	–	2%
Reward share	–	70–90%

$5K$108

$10K$180

$25K$348

$50K$516

$100K$900

$200K$1,500

One 10% target, a 3% daily limit and 10% overall, with a strict 50% consistency score.

Rule	Challenge	Funded
Profit target	10%	–
Daily loss	3%	3%
Maximum loss	10%	10%
Minimum trading days	4	–
Consistency score	50%	50%
Reward share	–	90–100%

$5K$59

$10K$109

$25K$229

$50K$329

$100K$589

$200K$999

2% risk per trade; payouts every 14 days.

No target: trade funded from day one with 3% daily and 6% overall, a 1% risk cap per trade and weekly payouts.

Rule	Funded
Profit target	None
Daily / maximum loss	3% / 6%
Risk per trade	1%
Consistency score	15%
Reward share	90–100%
Payouts	Every 7 days

$10K$179

$25K$319

$50K$479

$100K$749

$200K$1,349

$400K$2,349

How to get funded with Funding Traders

The route through Funding Traders' evaluation, using the 2-Step Pro10 rules. Every box is a stage you must clear before the next one opens.

1BuyPick a size
2Phase 110% target · 5% daily · 10% max loss
3Phase 25% target · 5% daily · 10% max loss
4FundedUp to 100% split
5Paid7 days (Instant) to 14–21 days (2-step)

Funding Traders rules in dollars: a $100K 2-Step Pro10 account

$10,000profit to reach the first target (10%)
$5,000the most you may lose in one day (5%)
$10,000total loss allowed before the account fails (10%)
5losing trades in a row at 1% risk ($1,000 each) before you hit the daily limit

An example to show the size of each limit, not advice and not a forecast. Risk sizing is explained in position sizing for a prop challenge.

What Funding Traders costs per $10,000 of account

List fee divided by the starting balance, from Funding Traders' table on 11 November 2026 (it showed every price at 50% off).

1-Step $200K$50
2-Step Day $200K$55
Instant $400K$59
1-Step $100K$59
2-Step Pro10 $200K$63
1-Step $50K$66
2-Step Day $100K$67
Instant $200K$67
Instant $100K$75
2-Step Pro10 $100K$75
2-Step Swing $200K$75
2-Step Day $50K$76
2-Step Pro10 $50K$86
2-Step Swing $100K$90
1-Step $25K$92
Instant $50K$96
2-Step Swing $50K$103
2-Step Day $25K$104
1-Step $10K$109
2-Step Pro10 $25K$116
1-Step $5K$118
Instant $25K$128
2-Step Day $10K$129
2-Step Swing $25K$139
2-Step Pro10 $10K$150
2-Step Day $5K$158
Instant $10K$179
2-Step Pro10 $5K$180
2-Step Swing $10K$180
2-Step Swing $5K$216

How Funding Traders compares with 17 other prop firms

All 18 firms →

Four numbers that decide most choices, set against every prop firm we review. Funding Traders is the green bar. Firms that do not publish a figure are left out of that chart.

Cheapest fee per $10K

$50#9 of 14

lower is cheaper; best on the left

Widest maximum loss

10%#4 of 18

more room to lose; best on the left

Best profit split

100%#1 of 18

your share of profit; best on the left

Days to first payout

7 days#3 of 17

sooner is better; best on the left

Funding Traders alternatives worth a look

Audacity CapitalMore room (15% maximum loss) and allows EAs

The5ersCheaper at $23 per $10K and allows EAs

Blueberry FundedMore room (12% maximum loss) and allows EAs

How Funding Traders pays you

Instant: Every 7 days, 90–100%
1-Step: Every 14 days, 90–100%
2-Step Pro10 and Day: Every 14–21 days, 80–100%
2-Step Swing: Every 14–21 days, 70–90%
Fees: Challenge fees refundable

Trading rules to know

EAs: EAs, scripts and robots not allowed unless the risk team grants an exception
Copy trading: No copying third parties or signals; copying between your own verified accounts allowed
News: Allowed, but relying heavily on news trading is not allowed on evaluation or funded accounts
Risk per trade: 1% on Instant; 2% on funded challenge accounts
Resets: A failed challenge can restart Phase 1 at 50% off

Rules explained: daily loss · maximum drawdown · news trading · scaling plans

Funding Traders trading conditions

What you may and may not do on a Funding Traders account, from its own rules pages. "Not stated" means the pages we could read do not say.

Expert advisors (EAs)Not allowedEAs, scripts and robots banned unless the risk team grants an exception Guide →

News tradingWith limitsAllowed, but not as your main strategy; Instant bars trading 10 minutes either side Guide →

Weekend holdingWith limitsAllowed on challenges; Instant trades must close by Friday's close

Time limitNot statedNot stated on its pages Guide →

Consistency ruleAvoidableAt least one program has no consistency rule Guide →

Fee refundYesRefunded on at least one program

Leverage (forex)1:50 majors; 1:30 exotics

Payout methodsCrypto (USDT, from $50) or Rise (from $200)

First payout7 days (Instant) to 14–21 days (2-step) Guide →

Inactivity limitAccount closes after 30 days without a trade

PlatformsMT5, TradeLocker

Operating baseUnited States

Is Funding Traders legit? Who runs it and where it is open

Operator: FT US Inc, 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States
Group company: Funding Traders Group Ltd
Model: FT US Inc evaluates traders and recommends them to a third-party proprietary trading company

Not available in

Funding Traders' terms we read do not list banned countries. Check with support before buying.

Evaluations run on demo accounts; FT US Inc says it evaluates traders and recommends them to a third-party "Evaluator". Is a funded account real money? →

Our verdict on Funding Traders

Funding Traders gives a real choice of two-step styles with fair 10% limits and refundable fees, under a US company. Its per-trade risk caps and EA ban set the tone: it suits measured manual traders. The 2-Step Day, the cheapest of the three, is the obvious place to start.

Good fit if

You want a US-registered firm
You want a 2-step with 10% of room
You trade small, controlled positions
You want a refundable fee

Look elsewhere if

You run EAs
You size single trades above 2% risk
You want fast payouts on a 2-step
You dislike consistency rules on a 1-step

Visit Funding TradersAd We earn a commission if you buy through this link. It never changes the facts above.

Funding Traders FAQ

Is Funding Traders legit?

Funding Traders' terms name FT US Inc, registered at 901 Pennsylvania Ave, Miami Beach, Florida, and Funding Traders Group Ltd. Evaluations are on demo accounts.

What are Funding Traders' 2-step rules?

A 10% then 5% target, a 5% daily loss and a 10% maximum loss, with a 2% risk-per-trade limit once funded.

Does Funding Traders allow EAs?

No, not unless its risk team grants an exception.

How much does Funding Traders cost?

From $59 for a $5K 1-Step; 2-steps from $79 to $1,500; instant accounts from $179 to $2,349, before discounts.

How often does Funding Traders pay?

Every 7 days on Instant, 14 days on the 1-Step and 14–21 days on the 2-steps.

Can you trade news with Funding Traders?

Partly. Allowed, but not as your main strategy; Instant bars trading 10 minutes either side.

Can you hold trades over the weekend with Funding Traders?

Partly. Allowed on challenges; Instant trades must close by Friday's close.

What is Funding Traders' maximum drawdown?

The widest maximum loss on any Funding Traders program is 10% of the starting balance. Each program's own limits are in the rules table above.

What leverage does Funding Traders offer?

1:50 majors; 1:30 exotics. Higher leverage lets a small move cost more of your loss limit, so it makes the daily rule easier to break.

When is the first Funding Traders payout?

7 days (Instant) to 14–21 days (2-step). Funding Traders pays by crypto (USDT, from $50) or Rise (from $200).

Guides to read before you buy a Funding Traders challenge

One-Step vs Two-Step: Which Challenge to Pick

The Prop Firm Consistency Rule, Explained

Expert Advisor and Automation Rules at Prop Firms

Instant Funding Prop Firms: The Trade-Offs

How Prop Firm Payouts Work: Splits, Schedules and the First Withdrawal

Position Sizing for a Prop Challenge: The Exact Math

Prop trading terms used in this review

Daily loss limit: The most your account may fall in one trading day. Break it once and the account fails, even if you are in profit overall.
Maximum drawdown: The total loss allowed from the starting balance. Static means the floor never moves; trailing means it follows your highest balance up.
Consistency rule: A cap on how much of your total profit may come from one day or one trade, so a single lucky win cannot pass you.
Minimum trading days: The fewest days you must trade before a phase counts as passed, even if you hit the target sooner.
Profit split: Your share of the profit on the funded account. The firm keeps the rest.
News trading rule: Limits on opening or closing trades in the minutes around big economic releases, when prices jump.
Expert advisor (EA): A program that places trades for you on MetaTrader. Many prop firms limit or ban them.
Instant funding: Paying a higher fee to skip the challenge and trade a funded account from day one, usually with tighter limits.

How we checked this review

Jannatul Ferdaush checked every figure against Funding Traders's own pages on 11 November 2026. We did not buy or trade a challenge for this review. The rating applies our prop firm methodology to those published facts.

fundingtraders.com · Challenge table: rules, prices, shares, payout schedules
fundingtraders.com/terms-of-service · Company, EA, copy-trading and news rules

Funding Traders trader reviews

What traders say about Funding Traders in their own words. These ratings are separate from FX Recap's own rating of 3.4, which comes from our review.

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