IC Markets
FP Markets Fees: Commissions, Swaps, Share Charges and What's Free
FP Markets charges no deposit fees, no bank wire withdrawal fees and no inactivity fee. Your costs are the spread, a US$3-per-side commission on Raw accounts, overnight swaps and commissions on share CFDs. Here is every FP Markets charge and how to keep costs down.
WriterAbir KhanWriterWrites the guides · checks every figure against primary sources View profileAbout Abir →
Co-writerJannatul FerdaushWriterRisk and broker-safety guides · Applied Statistics, University of Dhaka View profileAbout Jannatul →
Market analysisTanbir Habib RiyadCo-Founder & TraderCo-founder · forex trader · technical and fundamental analysis View profileAbout Tanbir →
Fact-checking & QCJowel RanaFact-Checker & QCFact-checks spreads, fees, leverage and tax rules · final quality check View profileAbout Jowel →
Editorial leadRanjan NiskrityChief EditorChief editor · owns the broker checks · signs off every guide View profileAbout Ranjan →
FP Markets keeps its fee list short. On forex and metals, you pay either a wider spread on the Standard account or a tight spread plus commission on the Raw account. Positions held past the daily rollover pay or earn swaps, and share CFDs carry their own commission. FP Markets says it charges no deposit fees and no fee for bank wire withdrawals, and if you stop trading, it disables an empty account after three months rather than charging an inactivity fee.
That makes FP Markets one of the cheaper brokers to leave idle, and one where the account type you pick matters most.
| Standard account | From 1.0 pip, no commission |
|---|---|
| Raw account | From 0.0 pips + US$3 per lot per side |
| Swaps | At 00:00 server time; triple on Wednesday or Friday |
| Deposit fees | None |
| Bank wire withdrawal fee | None |
| Inactivity fee | None |
All FP Markets costs at a glance
| Cost | Standard | Raw |
|---|---|---|
| Forex and metals spread | Includes a 1-pip markup | Raw, from 0.0 pips |
| Forex and metals commission | None | US$3 per lot per side |
| Indices, commodities, crypto commission | None | None |
| Share CFD commission | Per market (see below) | Per market (see below) |
| Swaps | Yes | Yes |
| Deposit, wire withdrawal, inactivity | None | None |
Raw commission
The Raw account's commission on forex and metals is US$3 per lot per side on MT4 and MT5, or US$6 round turn, charged in your account currency: €2.75, £2.25, A$3.50, C$3.50, S$3.50, ¥300, HK$22.50, NZ$4.40, CHF 3 or PLN 12.20 per side. On cTrader, it is US$3 per lot each way, converted to your base currency.
What a trade costs
Using FP Markets' September 2026 average spreads, here is the round-turn cost of one lot (about US$10 per pip on EUR/USD):
| Pair | Standard (avg spread) | Raw (avg spread + $6) |
|---|---|---|
| EUR/USD | About $12 (1.2 pips) | About $7 (0.1 + commission) |
| GBP/USD | About $15 (1.51 pips) | About $10 (0.41 + commission) |
| AUD/USD | About $15 (1.47 pips) | About $10 (0.37 + commission) |
Our FP Markets spreads guide lists more instruments.
Swaps
Swaps are applied at 00:00 server time, which is 5 pm New York time, to positions held overnight. Forex and metals positions held over Wednesday night pay a triple swap to cover the weekend; indices, energies and crypto pay triple on Friday night. WTI oil has a rollover adjustment rather than a swap. FP Markets' swap page showed EUR/USD at -6.47 points for longs and +2.83 for shorts, so a long can cost about US$6.47 per lot per night while a short earns a little.
| Instrument | Triple swap night |
|---|---|
| Forex and metals | Wednesday |
| Indices, energies, crypto | Friday |
Share CFD commissions
| Market | Commission per side | Minimum per side |
|---|---|---|
| US (NYSE, NASDAQ) | 2 cents per share | US$2 |
| United Kingdom | 0.10% | £2 |
| Europe | 0.10% | €2 |
| Hong Kong | 0.20% | US$2 |
| Australia | 0.05% | A$5 |
Figures from FP Markets' MT5 and cTrader fees pages. Our FP Markets stocks guide works through examples.
What's free
- Deposits: FP Markets charges no deposit fees.
- Bank wire withdrawals: no processing fee from FP Markets.
- Inactivity: FP Markets disables an account with zero balance and no activity for over three months, with no admin fee, and reactivates it on request.
- Platforms: MT4 and MT5 are free, with no subscription.
- Internal transfers between your accounts under one Client Portal.
Islamic account fees
Swap-free accounts pay a nightly admin fee per lot instead of swaps, with a five-night grace period on major pairs and gold. Our FP Markets Islamic account guide lists the charges.
Keeping costs down
- Choose Raw if you trade forex or gold regularly; it is cheaper per lot on FP Markets' own averages.
- Trade the tightest pairs in the most liquid hours.
- Close positions before 00:00 server time if you don't need them overnight.
- Avoid holding forex over Wednesday night, and indices and crypto over Friday night, unless you mean to.
- Fund and withdraw in your account currency.
How FP Markets compares
| Broker | Inactivity fee |
|---|---|
| FP Markets | None (empty account disabled after 3 months) |
| AvaTrade | $50 every 3 months, plus $100 after 12 months |
| XM | $10 a month after 90 days |
See AvaTrade vs FP Markets and XM vs FP Markets for full comparisons.
Swap formulas
| Instrument | How FP Markets calculates the swap |
|---|---|
| Forex, metals, natural gas | Lots × contract size × swap rate × point size |
| Oil and indices | Lots × swap rate, in money |
| Crypto and shares | (Lots × swap rate × closing price ÷ 100) ÷ 360 |
FP Markets' own example: one lot long of EUR/USD with a swap of -4.95 points costs about US$4.95 a day. You can see each symbol's swap rates by right-clicking it in Market Watch and choosing Specifications.
Futures rollovers
Some instruments, such as soft commodities and WTI, are based on futures that expire. When a contract rolls over, FP Markets applies a price adjustment through the swaps column so your net profit or loss stays the same on the new contract. Its FAQ stresses this is an adjustment, not a swap charge, and the values appear in the symbol specifications a day before expiry.
FP Markets' costs are easy to estimate: on Raw, take the spread and add six dollars a lot. The thing to watch is swaps on longer trades, which can quietly outgrow the commission.
Jake traded 30 lots of EUR/USD a month on FP Markets' Raw account, costing about $210 in spread and commission. He noticed long positions held for a week added about $45 in swaps per lot, so he switched to closing most trades before 00:00 server time.
Frequently asked
What fees does FP Markets charge?
Spreads, a US$3-per-side commission on Raw forex and metals, overnight swaps and commissions on share CFDs. FP Markets charges no deposit, bank wire withdrawal or inactivity fees.
What is the FP Markets Raw commission?
US$3 per lot per side (US$6 round turn) on forex and metals, or the equivalent in your account currency.
Does FP Markets charge an inactivity fee?
No. It disables accounts with zero balance and no activity for more than three months, without charging an admin fee.
When does FP Markets charge swaps?
At 00:00 server time. Forex and metals pay a triple swap on Wednesday night; indices, energies and crypto on Friday night.
How much are FP Markets share commissions?
US shares cost 2 cents per share per side (minimum US$2); UK and European shares 0.10% (minimum £2 or €2); Hong Kong 0.20%; Australia 0.05% (minimum A$5).
Does FP Markets charge for withdrawals?
FP Markets doesn't charge for bank wire withdrawals. Your bank may.
Does FP Markets pay interest on balances?
No. Interest isn't paid on trading account balances.
Are MT4 and MT5 free at FP Markets?
Yes. FP Markets says there are no subscription fees for either platform.
Does FP Markets charge for internal transfers?
No charge is listed; internal transfers are possible between accounts under the same Client Portal.
Why did my swap change on WTI at FP Markets?
WTI uses a rollover adjustment when the futures contract changes, shown in the swaps column, rather than a normal swap.
Does FP Markets charge for ASX share prices?
Its FAQ says ASX products, available on request, carry an A$10 monthly data fee.
Are FP Markets swaps ever positive?
Yes. Swaps can be a charge or a credit depending on the instrument and direction; EUR/USD shorts showed a small credit on FP Markets' swap table.
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