Vantage Fees: Spreads, Commissions, Swaps and Withdrawal Charges

Vantage earns from spreads on its Standard STP account and from commission on its ECN accounts. Standard STP spreads start at 1.0 pip with no commission. Raw ECN spreads start at 0.0 pips with a commission from $3 per lot per side. Pro ECN lowers the commission to $1.50 per side for clients who deposit $10,000.

Away from trading, the fee list is short. Vantage charges no deposit fee and no account keeping fee. Withdrawals are free apart from international bank transfers and cryptocurrency. Swaps apply to positions held overnight, and a 3% conversion fee applies if you swap between fiat and crypto inside the Funding Account.

Costs of each account

Commission-free on Standard STP excludes selected stock and ETF CFDs. Share CFDs have their own schedule on ECN accounts: Vantage's commission page lists, for example, 12 USD per trade on Australian share CFDs and percentage-based rates with minimums on European and UK shares. Look up the product before you trade it.

What a forex trade costs

Take one lot of EUR/USD. On Standard STP at the minimum spread, the cost is about $10. Raw ECN charges $6 plus whatever the raw spread is at that moment. At a raw spread of 0.1 pips, used here as an illustration, the total is $7.

Spreads are floating on every account. Vantage says major pairs can trade under 1 pip in high-liquidity periods, and that actual spreads vary with market conditions. Expect wider prices at the daily rollover, around major data releases and in thin holiday markets.

Commission in your account currency

Vantage sets these per currency. Gold and silver on Raw ECN cost 6.0 USD per lot round turn. The Vantage Raw ECN guide works through examples by trade size.

Swaps and overnight costs

A swap is charged or credited when you hold a position through the daily rollover. The rate depends on the instrument and the direction of your trade, and it changes over time. Vantage publishes a swap rates page, and the Help Centre explains how to check the rate for any product inside MT4 or MT5 through the symbol's specification.

Swaps are small on a single night and significant over weeks. A swing trader holding gold for a month should add up the expected swap before entering. Dividend adjustments also apply to index and share CFDs around ex-dividend dates, credited to long positions and debited from short ones.

Clients who can't pay or receive interest can apply for a swap-free account, where an administration fee replaces the swap. Vantage says that fee varies. See our Vantage swap-free guide.

Deposit and withdrawal charges

The 3% on crypto is the charge most likely to surprise you. On a $1,000 withdrawal it is about $30, against nothing for a local bank transfer. Our Vantage withdrawal guide compares the methods.

Fees Vantage doesn't charge

• Account opening: free.
• Maintenance or account keeping: none, even with a zero balance.
• Deposits: no internal fee.
• Copy trading: no management or subscription fee, though profit sharing may apply.
• Platform use: MT4, MT5 and the app are free.

Inactivity is handled by archiving, not by a published monthly charge. An account left inactive for 90 days is archived and marked inactive in the portal, and you request a new trading account if you want to resume. We found no inactivity fee stated on the Help Centre pages we read; check your client agreement to be sure.

Costs that hide in plain sight

Slippage is one. Vantage uses market execution, so your order fills at the available price, which can be a little better or worse than the quote you saw. In calm markets the difference is negligible. Around news it can exceed the spread.

Currency conversion is another. An account in US dollars funded from a bank account in naira, baht or rupees is converted on the way in and out, usually inside the payment provider's rate. Vantage's nine base currencies help some traders avoid this, and everyone else should move money in fewer, larger transfers.

Bonus credit has a cost too, though not a fee. It lets you open larger positions, and the losses on those positions come out of your own balance. More margin tends to mean more risk taken, which is the most expensive habit in trading.

How to keep costs down

• Choose Raw ECN if you trade more than a few standard lots a month.
• Trade major pairs in liquid hours, when raw spreads are tightest.
• Avoid entries in the minutes around the daily rollover.
• Withdraw by local bank transfer or card instead of wire or crypto.
• Check the swap before holding a position for more than a few days.

A month of trading, added up

Per-lot figures are easier to judge as a monthly bill. Take three traders on EUR/USD, with Standard STP at its 1.0-pip minimum and Raw ECN at $6 plus an illustrative 0.1-pip raw spread.

Swaps come on top for positions held overnight and are the same on both accounts. The beginner saves less than a dollar a month by choosing Raw ECN. An active trader saves about $150, and on Pro ECN the same 50 lots would cost roughly $200 in total.

Those sums assume the spread stays at its floor, which it won't all day. Treat them as a way to compare accounts, not as a forecast of your own statement. Your real figure is in the commission and swap columns of your account history, and it is worth reading once a month.

Frequently asked

Related reading

• Vantage Raw ECN account
• Vantage account types
• Vantage withdrawal
• Vantage swap-free account
• Our full Vantage review