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XM App: Trading, Funding, TradingView Charts and XM AI
The XM App trades every XM instrument, opens and verifies accounts, handles deposits and withdrawals, and adds TradingView charts, alerts and an AI assistant. It works with your MT4 and MT5 accounts. Here is what it does and where MetaTrader still wins.
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The XM App is XM's own trading app for iPhone and Android, listed as "XM.COM" in the Apple App Store and Google Play. According to XM, you can use it to open and verify an account, trade every instrument XM offers, deposit, withdraw and move money between accounts, and chat with its Client Experience team. It works with both MT4 and MT5 accounts, and everything you do in it is reflected in MetaTrader.
For most traders it replaces two or three separate apps: the account portal, the trading platform and the support chat. MetaTrader still has the edge for automated trading and custom indicators.
| Devices | iOS and Android (search XM.COM) |
|---|---|
| Accounts | Works with MT4 and MT5; opens new accounts |
| Markets | All XM instruments, including stock and crypto CFDs |
| Money | Deposits, withdrawals, internal transfers |
| Charts | Integrated TradingView charts |
| Extras | Watchlists, alerts, market insights, XM AI |
What you can do in the XM App
| Task | In the XM App? | Detail from XM |
|---|---|---|
| Open an account | Yes | New users open MT4 or MT5 accounts; clients add more |
| Verify your identity | Yes | Upload proof of identity and residency |
| Trade | Yes | All XM instruments; trades mirror MT4/MT5 |
| Deposit and withdraw | Yes | Plus transfers between your accounts |
| Charts | Yes | TradingView charts, trade directly on the chart |
| Alerts | Yes | Price moves, stop loss, take profit and more |
| Support chat | Yes | Client Experience team |
| Demo account | Yes | Open one to practise |
TradingView charts, watchlists and alerts
XM has built TradingView charts into the app, so you can switch from a simple price view to advanced charting and place trades from the chart itself. Watchlists group the instruments you follow, and personalised alerts notify you about price moves and about your stop loss and take profit. XM also adds market insights: real-time updates, sentiment and daily price changes.
XM AI
The app includes XM AI, an assistant you can ask about the markets from beside your chart. XM says it gives market reviews, summaries of any market, and news, analysis and trends through chat. Treat it as a research shortcut, not advice: it can summarise what is happening, but it doesn't know your account, your risk limits or your plan.
An AI summary is not a trade signal. Check any idea against the chart and your own rules before you act on it.
Opening and verifying an account in the app
- Download the app by searching XM.COM in the App Store or Google Play.
- Follow the account opening steps and choose MT4 or MT5.
- Upload your proof of identity and proof of residency to verify.
- Deposit, and start trading or open a demo account first.
Existing clients with a verified MT4 or MT5 account can open extra accounts in the app without sending documents again. Our XM account opening guide explains which documents XM accepts.
Funding from your phone
Deposits, withdrawals and internal transfers all run from the app's Funding section. The exchange rate is shown before you confirm a deposit or withdrawal in another currency, and pending withdrawals can be cancelled from Transaction History until they are processed. XM says withdrawals are processed instantly by its automated back office, with cards and bank wires usually taking 2 to 5 business days to arrive. Our XM withdrawal guide covers the rules.
XM App or MetaTrader app?
| XM App | MT4 / MT5 mobile | |
|---|---|---|
| Account opening and funding | Yes | No |
| All XM instruments | Yes | MT5 yes; MT4 no stock CFDs |
| TradingView charts | Yes | MetaTrader charts |
| Expert Advisors | No | Desktop only |
| Support chat | Yes | No |
Many clients use both: the XM App for money, alerts and quick trades, and MetaTrader on a computer for detailed analysis or robots. Trades appear in both.
Keeping your account safe on mobile
- Install only the official XM.COM app from the Apple or Google store.
- Lock your phone and don't store passwords in notes.
- If you lose access to your registered email and can't complete the email login check, contact XM support.
- Tell support straight away if you notice trades or withdrawal requests you didn't make.
Useful alerts to set
- A price alert a little before your planned entry, so you're at the screen when it matters.
- Stop loss and take profit alerts, so you know when a trade has closed.
- Alerts on instruments you hold over a weekend or news event.
Cancelling a withdrawal in the app
Changed your mind? XM lets you cancel a withdrawal while it is still pending: open Funding, then Transaction History, then Pending Withdrawals, and tap Cancel. Once a withdrawal is processed it can't be cancelled. Internal transfers between your own accounts run from the same Funding section and are instant between verified accounts, converted at XM's live rate if the currencies differ.
If you can't log in
XM's Help Center suggests checking that your account ID, password and server exactly match the details from registration, checking your connection, and restarting or reinstalling the app. If you've lost access to your registered email and can't complete the email login check, contact support; still stuck, email [email protected].
App or WebTrader?
On a computer where you can't install anything, XM's WebTrader runs in the browser with your MT5 login. The XM App is the better choice on a phone, because it adds funding, verification and support in one place. Both show the same positions as your MetaTrader platform.
The XM App is the easiest way to run an XM account, but plan trades where you can see the whole chart. Use the phone for alerts, stops and funding, and keep big decisions for a bigger screen.
Grace verified her XM account in the app on a Sunday, deposited $50 and set alerts on gold. When an alert fired during a meeting, she moved her stop loss to break-even from the app rather than trading on impulse. She now plans trades on her laptop at night and manages them from her phone.
Frequently asked
Can I cancel a withdrawal in the XM App?
Yes, while it is still pending: go to Funding, Transaction History, Pending Withdrawals and tap Cancel. Processed withdrawals can't be cancelled.
Can I open a demo account in the XM App?
Yes. XM says you can open a demo account in the app to practise before trading real money.
Does XM have a mobile app?
Yes. The XM App is on iOS and Android (search XM.COM). It supports trading, account opening and verification, deposits, withdrawals, transfers and support chat.
Can I use my MT4 account in the XM App?
Yes. The XM App supports existing MT4 and MT5 accounts, and anything you trade in the app is reflected on your MetaTrader platform.
Can I trade stocks in the XM App?
Yes. XM says all its instruments, including stock and crypto CFDs, can be traded in the app.
Does the XM App have TradingView charts?
Yes. XM has integrated TradingView charts, and you can trade directly on the chart.
What is XM AI?
An assistant in the XM App that answers market questions, gives market reviews and summaries, and shares news and analysis. It is a research tool, not advice.
Can I withdraw money through the XM App?
Yes. Deposits, withdrawals and transfers between your accounts run from the Funding section, and pending withdrawals can be cancelled before they are processed.
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