LiteFinance vs FXTM

Quick Answer

Best for	Winner	Why
Starting small	FXTM	$30 on Micro against $50
Raw-account commission	LiteFinance	About $5 per lot round turn against $7
Copy trading	LiteFinance	FXTM: No copy trading service on its site
cTrader	LiteFinance	FXTM doesn’t offer it

A “winner” here means the better published figure on that one line. It is not a recommendation: the right broker depends on where you live and how you trade.

Comparison Table

	LiteFinance	FXTM
Operating since	2005	Over ten years (FXTM’s own figure)
Company for international clients	LiteFinance Global LLC, registered in St. Vincent and the Grenadines (a registration, not a licence)	Exinity Limited, licensed by the FSC in Mauritius (Investment Dealer, C113012295)
Regulators in the group	CySEC (EU company), FSC Mauritius; SVG registration	FSC Mauritius, FSCA South Africa, CMA Kenya (plus a UAE CMA licence for promotion only)
Minimum deposit	$50 (Classic and ECN); $10 on the Cent account in listed countries	$30 on Micro; $100 on Rewards Plus, $200 on Rewards, $500 on Advantage
Commission-free spreads	Classic from 1.8 points	Rewards from 0.9 pips; Rewards Plus from 1.5 pips; Micro from 1.7 pips
Raw-spread account	ECN from 0.0 points plus $5 per lot on forex majors	Advantage from 0.0 pips plus $3.50 per side on forex
Maximum leverage	1:1000	1:5000 on Rewards and Rewards Plus; 1:3000 on Advantage; 1:1000 on Micro (Kenya up to 1:400)
Platforms	MT4, MT5, cTrader	MT4, MT5, FXTM app
Copy trading	Social Trading, built in, usually from $50	No copy trading service on its site
Inactivity fee	$10 per 30 days once an account has been dormant for 3 months	$10 a month after 3 months without trading
Withdrawal fee	Depends on the method; withdrawals go back to the deposit wallet	Card $3, bank wire $30; Skrill, Neteller and crypto free
Swap-free	Swap-free accounts with no extra fee	Swap-free option on Rewards Plus, Rewards and Advantage
Bonus	30% deposit bonus; Trade Smart 50% challenge	Welcome bonus paid in Reward Points (up to $500) and FXTM Rewards loyalty points

Figures come from each broker’s official site, checked on 11 October 2026. Spreads move through the day, and conditions vary by country and by the company that holds your account.

Regulation and Safety

LiteFinance’s group includes a CySEC-licensed company in Cyprus and an FSC-licensed company in Mauritius. Most international clients, though, open accounts with LiteFinance Global LLC, which is registered in St. Vincent and the Grenadines. That is a company registration, not a forex licence, and there is no investor compensation fund.

FXTM is the trading brand of the Exinity group. International clients deal with Exinity Limited, licensed by the FSC in Mauritius (C113012295), which also holds an FSCA licence in South Africa (FSP 50320); Kenyan clients deal with Exinity Capital East Africa, licensed by Kenya’s CMA. FXTM names no UK or EU company, and says it keeps client funds in segregated accounts at top-tier banks.

Neither broker holds a top-tier licence such as the FCA’s or ASIC’s for the clients it serves internationally, and neither offers a government-backed compensation scheme. Keep deposits proportionate and check which company your client agreement names.

Trading Costs

On commission-free accounts, LiteFinance lists: Classic from 1.8 points. FXTM lists: Rewards from 0.9 pips; Rewards Plus from 1.5 pips; Micro from 1.7 pips. “From” figures are minimums, so expect wider live spreads, especially around news.

Both offer a raw-spread account. LiteFinance: ECN from 0.0 points plus $5 per lot on forex majors. FXTM: Advantage from 0.0 pips plus $3.50 per side on forex. For frequent traders, a raw account usually costs less per trade than a spread-only one.

LiteFinance’s inactivity fee: $10 per 30 days once an account has been dormant for 3 months. FXTM’s inactivity fee: $10 a month after 3 months without trading. Withdrawal fees: LiteFinance: depends on the method; withdrawals go back to the deposit wallet; FXTM: Card $3, bank wire $30; Skrill, Neteller and crypto free.

Platforms and Copy Trading

LiteFinance offers MT4, MT5 and cTrader. FXTM offers MT4, MT5 and FXTM app.

LiteFinance’s copy trading: Social Trading, built in, usually from $50. FXTM has no copy trading service of its own (no copy trading service on its site). Copying another trader doesn’t remove risk: you can lose money as fast as trading yourself.

Leverage

LiteFinance’s maximum leverage: 1:1000. FXTM’s: 1:5000 on Rewards and Rewards Plus; 1:3000 on Advantage; 1:1000 on Micro (Kenya up to 1:400).

A higher maximum is not an advantage in itself. Leverage multiplies losses as fast as gains, so beginners should use far less than either broker allows.

Which One Should You Choose?

Go with LiteFinance if:

• You want copy trading built into the broker
• You use cTrader as well as MetaTrader
• You value a brand that has traded since 2005

Go with FXTM if:

• You want to start small on a $30 Micro cent account
• You want a raw-spread account at $3.50 per side
• You want loyalty points on the volume you trade

Whichever you choose, test a small withdrawal early, verify your account before you need your money, and risk only what you can afford to lose.

FAQ

Which has the lower minimum deposit, LiteFinance or FXTM? FXTM. LiteFinance: $50 (Classic and ECN); $10 on the Cent account in listed countries. FXTM: $30 on Micro; $100 on Rewards Plus, $200 on Rewards, $500 on Advantage.

How are LiteFinance and FXTM regulated? LiteFinance’s international clients deal with LiteFinance Global LLC, registered in St. Vincent and the Grenadines (a registration, not a licence). FXTM’s deal with Exinity Limited, licensed by the FSC in Mauritius (Investment Dealer, C113012295). Group regulators: LiteFinance: CySEC (EU company), FSC Mauritius; SVG registration; FXTM: FSC Mauritius, FSCA South Africa, CMA Kenya (plus a UAE CMA licence for promotion only).

Which is cheaper to trade with? It depends on the account. Commission-free: LiteFinance: Classic from 1.8 points; FXTM: Rewards from 0.9 pips; Rewards Plus from 1.5 pips; Micro from 1.7 pips. Raw accounts: LiteFinance: ECN from 0.0 points plus $5 per lot on forex majors; FXTM: Advantage from 0.0 pips plus $3.50 per side on forex.

Does either charge an inactivity fee? LiteFinance: $10 per 30 days once an account has been dormant for 3 months. FXTM: $10 a month after 3 months without trading.

Do both offer copy trading? LiteFinance: Social Trading, built in, usually from $50. FXTM: no copy trading service on its site.

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