Challenge prices range from under €100 to over €1,000, and promotions move them every month. Before chasing the lowest price, it helps to know what a fair price looks like and what usually comes with a cheap one.

A reference price list: FTMO

FTMO publishes its full price list, read on its site on 14 October 2026:

A reference price list: FTMO. $10,000: €89: €79; $25,000: €250: €199; $50,000: €345: €319; $100,000: €540: €499; $200,000: €1,080: €999
A reference price list: FTMO: the figures from this section at a glance.
Account2-Step fee (refundable)1-Step fee (not refundable)
$10,000€89€79
$25,000€250€199
$50,000€345€319
$100,000€540€499
$200,000€1,080€999

On the day we checked, FTMO was also running an offer on the $100,000 accounts (€439 on the 2-Step and €399 on the 1-Step). The 2-Step fee is refunded with your first reward; the 1-Step fee is not.

Cheaper offers elsewhere

  • The5ers was advertising a limited-time “$100K for $149” offer on 14 October 2026.
  • FundedNext’s Stellar Lite plan is described by the firm as a two-phase challenge at a lower upfront cost, with 8 and 4 per cent targets.
  • FundedNext’s futures Flex plan starts from $74.99.

Promotions change often, so check the firm’s own site on the day you buy.

Compare cost per $1,000 of account

The fairest comparison is the fee divided by the account size. From FTMO’s list, the 2-Step costs about €8.90 per $1,000 at $10,000 and €5.40 per $1,000 at $100,000 and $200,000. Bigger accounts are cheaper per dollar, but a failed attempt costs more in absolute terms.

The catch

  • Non-refundable fees. A cheaper plan whose fee is never returned can cost more than a dearer one refunded with the first payout.
  • Tighter rules. Lower prices often come with smaller daily limits, trailing drawdowns or consistency caps that make passing harder.
  • Promotional pricing that reverts, sometimes on resets and add-ons too.
  • A short track record. The cheapest offers are often from the newest firms. A refund means nothing if the firm does not pay.
Illustrative example: the cheaper plan that cost more

Two $100,000 plans: one costs €540 and is refunded with the first payout, the other €399 and is never refunded. A trader who passes on the second attempt and is paid has spent €1,080 and got €540 back with the first payout, a net €540. On the cheaper plan they spent €798 and got nothing back. If the tighter rules on the cheaper plan cost them one extra attempt, the gap widens to €1,197 against €540.

Start with the smallest account size at a firm you trust. The rules are the same in percentage terms, and a failed attempt costs less.

Frequently asked

What is the cheapest prop firm challenge?

Prices change with promotions. On 14 October 2026, FTMO's cheapest was €79 for a $10,000 1-Step and €89 for a $10,000 2-Step, The5ers advertised a limited-time $100K challenge for $149, and FundedNext's futures Flex started from $74.99.

How much does an FTMO challenge cost?

On 14 October 2026, the 2-Step cost €89 to €1,080 depending on account size (€540 for $100,000) and is refunded with the first reward; the 1-Step cost €79 to €999 (€499 for $100,000) and is not refunded.

Are cheap prop firm challenges worth it?

Only if the rules suit you and the firm pays. Cheap plans often have non-refundable fees, tighter limits or come from newer firms. Compare the cost per $1,000 of account and the refund policy, not just the price.

Is a bigger account better value?

Per dollar of account, usually yes: FTMO's 2-Step costs about €5.40 per $1,000 at $100,000 against €8.90 at $10,000. But a failed attempt costs more, so start smaller while you are proving your method.