FXTM maximum leverage by account.

FXTM maximum leverage by account.

FXTM's maximum leverage depends on the account. Rewards Plus and Rewards go up to 1:5000, Advantage up to 1:3000 and Micro up to 1:1000. Advantage Stocks has no leverage at all. Kenyan residents are limited to 1:400 on every account and instrument. All of these are maximums for floating leverage, which means the ratio you get falls as your total exposure rises.

FXTM's leverage page adds a personal element: the leverage it offers is based on your own trading knowledge and experience, so limits can vary between clients.

Rewards Plus and Rewards1:5000 maximum
AdvantageUp to 1:3000
Micro1:1000 at most
Advantage Stocks1:1
KenyaMaximum 1:400
TypeFloating, by total notional value

How floating leverage works

Floating leverage, which FXTM also calls flexible leverage, applies different ratios to different slices of your total exposure. The first slice gets the highest leverage, and each larger slice gets less. FXTM's example: a 0.5-lot USDJPY position worth $50,000 on a 1:3000 account needs $50,000 / 3,000 = $16.67 of margin, because it falls in the first $100,000 tier. Add more positions and part of your exposure moves into tiers with lower leverage, so the margin needed per lot rises.

The practical effect is that very high leverage only applies to small total positions. A trader holding several standard lots won't get 1:5000 on all of them.

Crypto leverage tiers

ExposureBTC and ETHOther coins
$0 to $5,0001:10001:100
$5,001 to $10,0001:5001:50
$10,001 to $50,0001:1001:10
$50,001 to $200,0001:101:3
Over $200,0001:1No leverage (1:1)

Dynamic Margin Requirement (DMR)

FXTM temporarily raises margin requirements during riskier periods under its Dynamic Margin Requirement policy. DMR applies to new market orders, triggered pending orders and new exposure from unlocking a hedge. Positions opened before a DMR period keep their margin, and leverage returns to normal when the period ends.

PeriodWhenMaximum leverage
High-impact news12 minutes before to 2 minutes after1:200 on affected instruments
Daily break, metalsFinal hour before the session ends, Mon to Thu1:200
Daily break, WTI and BrentFinal hour before the session ends1:100
Friday close, metals and oil3 hours before each instrument's close1:100
Friday close, all others3 hours before close1:200
Friday holidayThe Friday rules move to ThursdaySame caps

FXTM names Non-Farm Payrolls, CPI releases and central bank rate decisions as examples of high-impact news. It may also extend or amend DMR periods when needed, FXTM says.

A trade opened at 1:5000 is fine, but a new trade placed three hours before the Friday close gets 1:200 at most. Plan weekend positions earlier in the week.

How to change your leverage

  1. Close all positions on the trading account.
  2. Log in to FXTM and go to Profile > Accounts.
  3. Select the account and choose Account Leverage.
  4. Pick the new level and click Update account leverage.

You can set a different leverage for each trading account, but only when it has no open positions.

Leverage and margin in practice

FXTM's margin formula is simple: margin = lots x contract size / leverage, converted to your account currency. For 0.1 lots of EURUSD at 1:100 with EURUSD at 1.354, FXTM's example gives 100 euros, or $135.40. On gold, 0.1 lots at 1:500 with a price of 1,332.44 needs $26.65. Use FXTM's margin calculator before you size a trade. Our FXTM stop out guide shows how margin feeds into the stop out levels.

Choosing sensible leverage

Leverage changes how much margin a trade ties up, not how much you gain or lose per pip. A lower ratio leaves more free margin and a bigger buffer before a margin call. Many traders set their account well below the maximum, size positions from a fixed risk per trade, and use a stop loss on every position.

Margin on metals and indices

Margin scales with the instrument's value. FXTM's gold example uses 0.1 lots, a contract of 100 ounces per lot, a price of 1,332.44 and 1:500 leverage: 0.1 x 100 x 1,332.44 / 500 = $26.65. With gold now quoted above $4,000 on FXTM's live prices, the same trade needs about three times the margin, and during a DMR window on metals the cap of 1:200 or 1:100 raises it further.

Hedged positions need care too. FXTM's DMR applies to new exposure created by unlocking a hedge during a DMR period, so closing one leg of a hedge just before the Friday close can leave the remaining leg needing much more margin than you expect.

Shares are treated differently. Advantage Stocks has no leverage at all; you pay the full value of each share. Stock CFDs on FXTM's other accounts offer leverage of up to 1:25, according to its Help Centre, far below the forex maximums, because single shares can gap sharply on earnings and news.

Before big scheduled news, check FXTM's economic calendar in the app or on its website. The calendar shows when NFP, CPI or a central bank decision is due, and so when the 1:200 DMR cap will apply to new trades.

1:5000 is a headline. FXTM's floating tiers and DMR caps mean real leverage on larger positions, or around news and weekends, is far lower. Size trades for 1:200 and the policy will rarely catch you out.
Abir KhanWriter, FX Recap
Illustrative case: Tuan, 32, Ho Chi Minh City

Tuan planned to add a gold position on his Rewards account two hours before the Friday close. Under FXTM's DMR rules, new metals trades in that window are capped at 1:100, so the margin needed was far higher than usual. He placed the trade on Thursday instead and kept it small.

Frequently asked

What is FXTM's maximum leverage?

Up to 1:5000 on Rewards Plus and Rewards, 1:3000 on Advantage and 1:1000 on Micro, all floating.

What is floating leverage at FXTM?

Leverage that falls as your total open exposure rises: the first tier of notional value gets the highest ratio and larger tiers get less.

What is FXTM's DMR?

Dynamic Margin Requirement: temporary lower leverage, such as 1:200 around high-impact news and before the Friday close, for new positions.

Can I change leverage on FXTM with open trades?

No. You can change leverage under Profile > Accounts only when the account has no open positions.

What leverage does FXTM offer in Kenya?

A maximum of 1:400, regardless of instrument or account type.

What leverage does FXTM offer on Bitcoin?

Up to 1:1000 on the first $5,000 of BTC or ETH exposure, falling in tiers to 1:1 above $200,000.

Does FXTM's DMR affect open trades?

No. FXTM says positions opened before a DMR period keep their existing margin.

Why is my FXTM leverage lower than advertised?

Floating tiers, DMR periods, your location and, according to FXTM, your trading knowledge and experience can all lower it.

Does FXTM's leverage depend on my experience?

FXTM's leverage page says the leverage it offers is based on your trading knowledge and market experience, so limits can vary.

What leverage does FXTM allow on gold during DMR?

1:200 in the final hour before the daily metals break, and 1:100 in the three hours before the Friday close.

What leverage does FXTM offer on stocks?

None on Advantage Stocks, which is 1:1. Stock CFDs offer up to 1:25, according to FXTM's Help Centre.

Does FXTM lower leverage before NFP?

Yes. Under DMR, instruments affected by high-impact news such as Non-Farm Payrolls are capped at 1:200 from 12 minutes before to 2 minutes after the release.